NFS recognises that all businesses are vibrant and ever changing. There are many scenarios in which financing needs may change and funding which may have been perfectly adequate yesterday does not meet the needs of today and more importantly tomorrow. Some examples might be:
- A funding package put in place in order to get a business started may be inadequate even shortly afterwards due to welcome but unexpected growth.
- A business may be experiencing a temporary down turn in orders thus putting strain on existing resources.
- As business expands, costs are incurred (people, inventory, expanded premises as examples) before additional revenue is generated.
- Customers or key suppliers may amend credit terms to your disadvantage.
- The bank may pull your current overdraft/loan/financing facility.
- The bank may unexpectedly refuse an anticipated facility.
- A customer may place a large order for which you are not in a position to pay for the necessary materials.
In any of the above situations the business owner requires to rapidly rearrange his financing. I have many years experience of financial management at senior and board levels, which, together with my contacts in the fields of loan or equity finance, makes me ideally placed to assist you with this issue.
If your business is in a state of change and liquidity is tight, or if you are thinking of starting your own business in the near future, please contact me to discuss your financing needs.
Any or all of the following options are available:
- Complete business financing and refinancing incorporating an overdraft facility plus commercial term loan and any or all of the options below.
- Commercial mortgages and remortgages. Turn your fixed capital into working capital or reduce your current interest rate.
- Property development loan. Finance as you build.
- Bridging Finance.
- Buy to let mortgages.
- Plant & Equipment (both new and used) finance.
- Vehicle (both new and used) finance.
- Working capital finance. Why wait for your customers to pay you or miss out on a large order because you cannot buy the stock?
- Vendor finance. If your customers require finance in order to buy from you we can assist.
- Refinancing existing plant and machinery.
- Payroll Finance.
- Loan Guarantee Scheme – unsecured lending backed by the DTI.
- Franchise purchase finance.
- Franchise expansion finance.